Pricing & Areas of Expertise

Transparent Pricing. Comprehensive Financial Expertise.

Understanding how our pricing works, and what areas of expertise we bring, are two of the most important factors when choosing the right partner for your financial future. On this page, you’ll find clear, straightforward answers to the most common questions about our pricing, fees, and services, along with the key areas where we provide guidance, including retirement planning, investment management, tax strategy, and wealth preservation. Whether you’re wondering how financial advisors charge, what services are included, or how personalized financial planning works, these FAQs are designed to give you transparent, jargon-free answers so you can make informed decisions with confidence.

How much does it cost to work with Streamlined Wealth Planning?

We believe in total transparency. Our fee structure is designed to reflect the value of a comprehensive partnership:

Wealth Planning Fees: Typical plans range from $1,000 to $4,000, depending on complexity. These plans encompass Income, Investments, Tax Planning, Protection, and most importantly your "Why."
Asset Management: Assets held at LPL incur a percentage-based fee for assets under management.
What Your Fees Cover: Beyond investment management, your fees grant you full access to our team for:
- Annual Strategy Meetings: Including Tax Reviews, Income Planning, and Estate Planning.
- Ongoing Support: Financial planning for "all of life's what-ifs."
- Value-Adds: In-office notary services, access to Streamlined Wealth Planning’s vetted Professional Network, and exclusive educational events for you and your family.

What are your areas of expertise?

Our team is committed to the highest standards of industry education:

Ryan McNulty, CFP®: As a Certified Financial Planner, Ryan specializes in comprehensive wealth planning for individuals and families, guided by the CFP® professional ethical commitment.
Megan Frahm, AWMA®: An Accredited Wealth Management Advisor, Megan focuses on equity-based compensation, tax alternatives, and asset preservation. She has a passion for helping women and families navigate the planning process through education.
Courtney Bradshaw: Courtney specializes in bringing clarity and organization to women, families, and the farming and ranching community.

Do I need an advisor at this stage of my life?

Our signature process, The Stream Guide, helps you navigate every turn:

Early Accumulation (20s–30s): Focus on building a foundation. We help you manage cash flow and harness the power of compound interest.
Mid-Career & Late Accumulation (40s–50s): The "Sandwich Generation" years. We focus on maximizing catch-up contributions, saving for college, and protecting your family with proper insurance.
Pre-Retirement (5–10 years out): Bridging the gap. We transition you from aggressive growth to tax-optimal withdrawal strategies and Social Security projection.
Retirement & Distribution (60s+): Making it last. We shift toward income-generating investments and protecting your hard-earned assets from market volatility.
Legacy & Estate Planning (70s+): Giving with meaning. We ensure your document vault is organized and your wealth transfers smoothly to heirs or charities.

Finding the Right Fit

Successful wealth planning requires a shared philosophy. We might be your perfect match if:

You Are Goal-Oriented: You aren’t just looking for a portfolio; you’re looking for financial confidence and a roadmap for your "Why." Our team is dedicated to help you live and give in a meaningful way.
You Value Technology: You appreciate the convenience of virtual meetings, secure digital file sharing, and e-signatures.
You are a “Family Steward”: Whether you are a career-focused family, a pre-retiree, or a prudent spender, you want your wealth to support the people and causes you care about most.

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